Safe Online Shopping: 10 Tips to Avoid Getting Burned

You need to buy gifts for the holidays and you need to purchase them quickly. It is possible to often brave the madness of looking at your neighborhood mall or kick back at home and buy all of your gifts online. Doing all your holiday shopping online can be quite a great way to save lots of time while you find the appropriate gifts at the best price. You’ll miss the parking lot wars, avoid getting the flu from your fellow buyers, and keep out of pick-pockets’ crosshairs. But though it can be easy and convenient t o shop in your pajamas, you nevertheless still need to take precautions to ensure your electronic ‘purse strings’ are safe and sound. Here are some simple tips for safe online shopping:
Secure your computer. Ensure that your family computer has updated security software installed, and run regular technique check to keep hackers’ keylogging viruses away.

ONLY shop from home. Don’t do your web shopping from the neighborhood caf�, the airport or additional public places. These open systems are easier targets for identity thieves to hack into your personal computer. Only shop from your secured home network.

Click carefully. Your favorite store just sent you a great coupon! But wait! Before you click on email links, be certain of where they lead. Scam emails can look just like the real ones from your own favorite stores, with hyperlinks that appear to take you to legitimate sites. But hover over the link and you may visit a different web address – this may be a fake site, designed to gather your credit card info for fraud. Your safest bet is to manually navigate to your favorite retailer’s website.

Know thy merchant. One of best elements of online shopping is conveniently comparing prices to find a great deal. You might find the gift you need for half the price – but make sure the merchant is reputable and trustworthy. In the event that you haven’t done company with a merchant before, look for online reviews. Employing aggregators like and Yahoo Buying is another good way to be sure your merchant doesn’t acquire you for a fraudulent sleigh drive.

Lock down your site. Once you visit a retailer’s website, search for “https” at the start of the URL. This “s” – plus a small gold lock in the lower-right corner of your browser – indicates a supplementary level of security for your online shopping.

Log out. Always logout safely when leaving a website.

Check if your payment facts are stored. Some online store shopping sites ask if you need to store your payment information for future purchases. It certainly is handy to have your information stored, especially if you use that site often. But, look out for this on lesser-known websites.

Compare ‘real’ prices. Ensure you know how much you may be charged for shipping, and if there are any taxes or fees that’ll be added to your web purchase. These ‘extras’ can add up quickly, so make sure to include them when comparison looking. Many retailers offer free shipping around the holidays, among others allow free in-store pick-up of your online purchases – easy ways to add extra cost savings to your holiday shopping.

Know the Return Policy. Read the merchant’s return policy before making your purchase. Among the downsides of online shopping is the inability to ‘try it on’ or start to see the item before purchasing, so ensure that your merchant offers you a good way to return/refund your purchase if it’s not what you expected.

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